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Columbia, SC Homes For Sale and Real Estate for sale! I can help. Call me at 803-608-4663 or e-mail jimoylan@sc.rr.com.
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"I would not dream of using any other Realtor." "We have recommended her to all of our friends in Columbia, SC and those thinking of moving to Columbia." E and J Sommer, Columbia, SC Read Quote > View All Quotes >
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Compare three mortgages at one time.
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Let Me Personally Search for a Home in Columbia, SC or on Lake Murray or at Edisto Beach that Matches Your Criteria, for Free and Without Obligation.  If you are looking for real estate or a home for sale in Columbia, SC, I want to help. As a top Columbia, SC Realtor, I make it my business to be aware of every local home or property on the market. I frequently know of properties that will be available, but have yet to formally be placed on the market. Many of the most desireable homes in Columbia and on Lake Murray sell before they ever appear in MLS or on the internet. You need a dedicated professional working for you and I would be pleased to do that for you. I have direct access to the Columbia area MLS (Multiple Listings Service), and also to every other agent in the area and all of their listings. If you give me some idea of what you are looking for, I will personally review all my sources of real estate listing information and send you everything within your price range that matches your criteria. I can save you a great deal of time! This is a totally free service, and there is no obligation. It's part of my job to offer services like this to homebuyers. The more specific you can be, the more precise I can be in finding you the perfect match for your dream home in Columbia. Fill out this form, and I will quickly get back to you! Please give me as many details as possible... 
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First Time Buyers >More Down Payment Help
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
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