Columbia real estate and homes for sale in South Carolina - Jill Moylan, REALTOR®

Jill Moylan, REALTORŽ, real estate agent and broker for Columbia South Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Columbia, SC Homes For Sale and Real Estate for sale! I can help. Call me at 803-608-4663 or e-mail jimoylan@sc.rr.com.

"We always felt our interests were protected."
"She is definitely the best and most professional Realtor we have worked with in our many moves."
Kathy Poole
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First Time Homebuyers: Columbia South Carolina home buying, real estate listings, and homes for sale in Richland County, SC

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home in Columbia, South Carolina? Realtors Are Your Professional Guides. Make Sure You Choose a Top Columbia, SC Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Columbia, South Carolina real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...

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About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

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Q	Who received the largest land grant ever given to an English subject for only two beaver skins per year?
A	William Penn, the Quaker leader, received Pennsylvania and Delaware to settle a debt owed his father by King Charles II.
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FEATURED PROPERTY

Shandon Brick Traditional with Garage!
This classic Shandon home offers nearly 2400 square feet of living space plus an additional 1000 square foot on its walk-out basement level. No lack of storage here, and the lower level offers great space for many uses.
Location: Shandon
Price: $369,000 Price change!
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Jill Moylan
Home Advantage Realty
2615 Devine Street
Columbia, SC 29205
Cell: 803-608-4663
Fax: 803-771-2422
Email: jimoylan@sc.rr.com
Jill Moylan began Home Advantage Realty nearly two decades ago after recognizing a need for more personalized and responsive service in the Columbia, SC real estate industry. Since that time, she and her associates have provided high quality, professional service by limiting the number of clients served at any one time. Jill's priority is understanding your priorities. There's a better way to buy a home than spending hours in a car and on the internet. Call Jill today. Experienced. Personalized. Professional. Since 1991.

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NUMBER1EXPERT™ in real estate for Columbia, South Carolina

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